Insurance claims

I have several claims on my insurance. The following are due for replacement: front bumper because of the huge dent and deep scratches, front headlights- nadamay dun sa banga sa bumper the other one naman i'll try to claim a new one because of the burn marks on the chrome walls, my driver side sidemirror needs to replace too dahil tumama sa gate syempre nabunot yun mga screws at nakalaylay basag na yun mga screw housing kaya naka tape na lang. I wonder kun kung pwede mag e purchase individually or by pair? Hay nag tatampo na ata c GL dami ng sira d ko pa napapagawa, over due na din 30k PMS. Ano ba yan!

with good "usapan" with the adjuster, im sure panalo ka...
pero dun sa late 30k PMS, baka dun tayo talo...
sge na pa-service mo na... pls...

Na submit ko na yung Insurance documents for claims ko sa mga mentioned above, sabay 30k pms na din. I'll post kung ano mangyayari sa claims. Regarding sa side mirrors there are 3 kinds daw pala para dun sa GL natin one yun ordinary power mirrors, then yung with LED signal light and then yun with LED Signal light and LED courtesy light. mine was the latter. Sabi nun SA, ang price nung with LED signal light is nasa P9000 something na. Yun price naman nun with LED Signal light and LED courtesy light hopefully umabot ng 10k para zero partcipation ako. Next week ko malalaman reply ng insurance.

grabe ang mahal na ng side mirrors natin ha. na cover ba ng insurance sir?

Got a call from the claims department ng NGQA and my front bumper and headlights are now on hand kaya dadalhin ko na GL this week. Yun side mirrors naman, approve na din kaya lang wala pang available, to follow na lang.

Set of headlights and front bumpers already claimed in my insurance. Side mirrors still pending due to unavailability. Liv is almost back to her old form

chualie wrote:Set of headlights and front bumpers already claimed in my insurance. Side mirrors still pending due to unavailability. Liv is almost back to her old form

Nice!

@chualie,
uy nice, nagawa na din. hindi na magtatampo GL mo sa iyo, hehehe

Currently mapfre zero deductable with AON yunf insurance ko will it cover yung gas gas sa lower bumper ko kasi hindi ko nakita yung gutter pag kabig ko to park the car? First time ko kasi kaya i do not have an idea at all parang sayang naman yung binayad ko sa insurance kung hindi covered

Nicolite14 wrote:
Currently mapfre zero deductable with AON yunf insurance ko will it cover yung gas gas sa lower bumper ko kasi hindi ko nakita yung gutter pag kabig ko to park the car? First time ko kasi kaya i do not have an idea at all parang sayang naman yung binayad ko sa insurance kung hindi covered

panong zero deductable sir, yun ba yung wala kang participation fee? normally kasi me participation fee ang pag claim sa insurance. kung ang damage mo is lets say twice the amount of your participation fee then i-claim mo. pero kung less lang, kaw na lang mag-shoulder ng pagawa po.

Yup zero deductable no participation fee Standard
pala inoffer sa akin ng mantrade kasi walang zero deductable sa mapfre, it seems the damage would be higher than the participation fee plus yung resonator cover and resonator ko nayupi

^^ kung malaki pala damage sir, claim na lang sa insurance po. pwede naman yan. btw, if you're free this sunday baka gusto niyo sumama ng family mo sa FUN RUN.

thanks

Mga Sirs! Ask ko lang po kung magkano usually ang binabayaran nyo sa insurance. Mag rerenew po kasi ako by next month para mapaghandaan ko kung magkano.TIA!

JNF wrote:Mga Sirs! Ask ko lang po kung magkano usually ang binabayaran nyo sa insurance. Mag rerenew po kasi ako by next month para mapaghandaan ko kung magkano.TIA!

It all depends on the model year and type of your vehicle. The range is between 17K to 20K per year for 2008 models. The most important is not the price but the service of the insurance company. MAFRE is an example of a good insurance provider.